Peoples Credit Union Current Rates
Peoples Credit Union Prime Lending Rate:
3.500
Effective as of:
August 30, 2010
* Rates subject to change without notice.
Mortgages:
Fixed Rate Principal Residence First Mortgages:
Closed
6 Mon
4.550
1 Year
3.300
2 Year
3.550
3 Year
4.100
4 Year
5.040
5 Year
5.390
Open
1 Year
4.300
2 Year
4.550
3 Year
5.100
Fixed Rate Second Mortgage:
1 Year
From:
4.300
Variable Rate Mortgages
First
From:
3.500
Second
From:
4.500
MeritLine
®
(Home Equity Line of Credit)
From:
3.500
Bridge Financing:
From:
5.000
Loan Rates
Consumer Variable Rate Loan:
From:
3.500
Personal Line of Credit:
From:
3.500
Commercial Loans:
Contact Commercial Services for more information at 705-436-2044
Savings Account Rates
Tax Free Savings
1.250
Premium Savings (
$5,000 minimum investment required)
0.750
Daily Interest Savings
0.250
Youth Savings
0.350
US$ Savings
0.100
Commercial Savings Account Rates
Premium Savings
($5,000 minimum investment required)
0.500
Business Savings
0.250
US$ Savings
0.100
Personal Chequing Account Rates
Personal 1 Chequing/Savings:
First Range
0 - 4,999
0.050
Second Range
5,000 - 9,999
0.250
Third Range
10,000 - 14,999
0.250
Fourth Range
15,000 - 29,999
0.250
Fifth Range
30,000 and over
0.250
Next Steps Chequing/Savings
First Range
0 - 4,999
0.050
Second Range
5,000 - 9,999
0.250
Third Range
10,000 - 14,999
0.250
Fourth Range
15,000 - 29,999
0.250
Fifth Range
30,000 and over
0.250
Investment Rates
Term Deposits Can$:
Short Term
Rate
30 - 59 Days
0.400
60 - 89
0.500
90 - 179
0.600
180 -269
0.700
270 - 364
0.750
Quick Access
Min Start $100
0.200
Long Term Fixed
(Min $1000)
Annual Rates
Escalator Plus
(min $1000)
Annual Rates
1 Year
0.750
1 Year
0.750
2 Year
1.500
2 Year
1.750
3 Year
1.550
3 Year
2.250
4 Year
1.700
4 Year
4.000
5 year
2.100
5 year
6.000
Average Yield
2.9334
Term Deposits US$:
Term -
Min $1000
Annual Rates
30 - 59 Days
0.050
60 - 89
0.050
90 - 179
0.100
180 -269
0.300
270 - 364
0.300
1 Year
0.350
Tax Free Savings Term Deposits:
Term -
Min $1000
Annual Rates
Step-Up
(min $1000)
Annual Rates
1 Year
0.750
1 Year
0.750
2 Year
1.500
2 Year
1.750
3 Year
1.550
3 Year
2.250
4 Year
1.700
4 Year
4.000
5 year
2.100
5 year
6.000
Average Yield
2.9334
RRSP:
Accel-a-rate
(min $1000)
Annual Rates
1 Year
0.750
1 Year
0.750
2 Year
1.500
2 Year
1.750
3 Year
1.550
3 Year
2.250
4 Year
1.700
4 Year
4.000
5 year
2.100
5 year
6.000
Average Yield
2.9334
RRIF:
(min $2500 )
1 Year
0.750
2 Year
1.500
3 Year
1.550
4 Year
1.700
5 year
2.100