| Next Steps Chequing/Savings |
| Most transactions unlimited for low monthly fee. Balance earns tiered daily interest. Ages 18 to 25. |
| Monthly Fee |
$3.00 |
| Transactions Included in Monthly Fee |
= Unlimited |
| Transaction Type |
Additional Fees |
| Full Serve Transactions |
In-branch Withdrawal |
$0.60 |
| In-branch Deposit |
 |
| In-branch Transfer |
 |
| In-branch Bill Payment |
$1.00 |
| Self Serve Transactions |
Per Cheque |
 |
| Pre-authorized Payment (debit) |
 |
| Pre-authorized Payment (credit) |
 |
| Transfer (Online/Telephone/ATM) |
 |
| Bill Payment (Online/Telephone/ATM) |
 |
| Direct Payment (Interac®) |
 |
| PCU/Exchange® ATM Deposit |
 |
| ATM Withdrawal |
 |
| ATM |
Interac® ATM |
$1.50 |
| Plus®/ Visanet® ATM |
$2.00 |
| Overdraft Protection |
Monthly Fee When Used |
$2.00 |
| Account Administration |
Statement (online or printed) |
FREE |
| Optional Passbook Monthly Fee |
$1.00 |