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Lines of Credit / Overdraft Protection

You can get the money you want, whenever you want. Whether it's for a car, home improvements, education, a well-deserved vacation or anything else you feel is right for you or your family. Enjoy the power of cash flow when you need it with a Line of Credit. This convenient service is available for qualified members. A line of credit provides you with a “personal reserve of funds” for whenever you need it. The Line of Credit sets aside a predetermined amount of money that is based on your personal financial situation. Whenever you need extra funds, you simply withdraw any amount up to your approved credit limit

Overdraft Protection Service is a valuable safeguard and a great money management tool. With Overdraft Protection, you're covered against temporary cash shortages - now that's peace of mind! Also, you only pay interest on the money you actually use, so your monthly repayment amount is based on your outstanding balance.

Competitively priced life and disability insurance is available to protect you and your family in case of your death or sickness. The cost of insurance is calculated only on the amount of your Line of Credit that you actually use.

To apply for a Line of Credit/Overdraft Protection please call or visit a Member Service Officer at your branch or get started today with our online application.


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